Credit Score
10 articles
Find out the average credit score in your state, how (and why) it compares to neighboring states, and how your friends’ and neighbors’ FICO scores have changed over time.
Think you need a Social Security number to get a credit card in the U.S.? Think again. Noncitizens have several options to get a credit card and build credit without an SSN. And some credit cards don’t require SSNs at all.
A bad credit score hurts you in many ways. Credit repair companies offer to help you fix your score for a fee. But are they worth it? We take a closer look.
Credit mix receives little attention in the grand scheme of credit score discussions. But for many borrowers, it’s still integral to improving overall creditworthiness. Are you one of them?
In order to have a good credit score, you must have a credit history, but it’s nearly impossible to build any credit history before you’re 18 years old. That presents a conundrum for young consumers. Find out how to get around it and start building credit as soon as you turn 18.
Your Social Security number is worth protecting. But it seems like you’re asked for it everywhere you go. Find out how to keep it safe and reduce your chances of becoming an identity theft victim or falling prey to a financial scam.
Your credit score is an important financial metric. Checking your credit report regularly helps you monitor and protect your score. But when a lender checks your credit, it usually reduces your score by a few points. Does the same thing happen when you check your own credit?
An unexpected illness or injury can quickly lead to mounting medical costs. Without an emergency fund, it’s easy to fall into medical debt, hurting your budget and credit score. Fortunately, there are several ways to get medical debt off your credit report. Find out which is best for you.
Your credit report covers multiple aspects of your relationship with credit and debt. It’s the basis for your credit score, which determines your ability to qualify for new credit and how much it costs you. Learn what’s in your credit report and how to get one for free.
A higher credit limit can open the door to more spending power and boost your credit score. It can also lead to more attractive financing opportunities, such as higher loan limits and lower interest rates. Learn how to request a credit limit increase.
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