The Citi Diamond Preferred Card has a great 0% introductory APR promotion for purchases and especially balance transfers. It’s one of the best options out there for new cardholders who wish to transfer existing high-interest balances from other cards.
H&R Block’s Spruce has no sign-up or maintenance fees and thousands of ATMs for fee-free withdrawals. Spruce stands out for its simplicity, usefulness, and transparent fee structure. But is it the mobile banking platform you’ve been looking for?
Your bank’s “member FDIC” logo isn’t there for show. It means your money is insured in case something happens to the bank. Find out how much insurance you get, past, present, and future.
Do you have enough money to cover unanticipated hardships like major medical bills, vehicle breakdowns, and home repairs? If not, you need an emergency fund. Find out how to start a new one or grow the one you have.
CreditStong is a one-stop shop for building installment and revolving credit. Is it too good to be true? I looked into it to see if it was a good fit for readers and ensure it wasn’t a scam.
There are multiple ways you can handle your kid’s allowance, and they all come with their own pros and cons. But the ultimate goal is to teach your kids money management skills, so it’s important to understand which allowance system is best for your kids based on their age and your objective.
There’s already a lot of misinformation out there about the Credit Card Competition Act. Before you decide whether you’re in the pro or con camp, it’s important to understand what the law is, how it will work, and who it helps and, yes, harms.
Some are proposing a new type of benefit program called universal basic income, which would give every American adult a monthly cash payment with no strings attached. But what are the pros and cons?
You can’t read an article about your credit score without someone telling you to contact the credit bureaus to notify them of errors. But what are credit bureaus, how do they get their information, and what does it mean for you?
The average American has more than $6,000 in credit card debt. That figure is climbing quickly as total U.S. credit card debt surpasses $930 billion, closing in on the all-time high set in 2019. The vast majority of people who carry credit card balances are current on their bills. Sure, they’re paying too much to
Rebuilding your credit can take several years, but you can see progress almost immediately once you begin. If your credit score is less than perfect, learn how to fix it to start improving your finances.
Capital One Bank made more than $12 billion in 2021. Most of that (78%) came from interest income, with the lion’s share coming from credit card interest. Capital One made some money on account fees too. Its biggest expense was employee compensation.
