If you’ve ever been stuck in a traffic jam, sitting motionless behind a diesel-belching truck as cyclists glide past happily in the bike lane, it may have crossed your mind that you’d be happier living without a car. But chances are, you quickly brushed aside that notion, imagining just how impractical that would be. After
A car is a major financial obligation. With the average new vehicle price topping $47,000 in 2022, it’s no surprise that many car shoppers want to know how to get the best deal. As you shop for a car, there are plenty of tips and tricks to employ to reduce your purchase price. One way
Whether you’ve dealt with insufficient income and mounting bills for years or face a new, unexpected challenge such as a big medical expense or a lost job, it can be frustrating to watch the interest pile up on your unpaid obligations while wondering how you’re going to make ends meet each month. Fortunately, there are plenty of
Bank bonuses can be appealing. But is it worth your time and money to set up a new account just for the bonus? Here’s how to decide.
They didn’t have app-based custodial debit cards when I was a kid, but my parents still did what they could to prepare me for financial self-sufficiency. Now that I have my own kids, the appeal of a kid-friendly debit card I can effortlessly load, monitor, and control from my phone is clear. I’ve spent hours
Gold, silver, and other precious metals have long been staples in many retirement portfolios. These assets have been used throughout history to store value, even when economic and market conditions are concerning. Find out how to invest in them through Augusta Precious Metals.
It’s a big decision to join the military. Members of the Armed Forces face a slew of risks to their physical safety and psychological well-being. They make many trade-offs in their personal lives as well, from frequent moves to new towns around the United States to overseas deployments that challenge even the strongest families. To help offset
America’s young people are drowning in student loan debt. According to a 2019 report from the Federal Reserve, 55% of all people under age 30 who have attended college borrowed money to pay for it. The average American with outstanding student loans owes between $20,000 and $24,999 and makes payments of $200 to $299 per
More students than ever are heading to graduate school. According to a 2016 report from the Council of Graduate Schools, total graduate school enrollment has increased by about 1.1% every year since 2006. And the National Student Clearinghouse Research Center reports that graduate enrollment was up 4.3% in spring 2021 over spring 2020. If you’re
Technology is changing the way we bank. No longer do you have to choose a traditional financial institution. You can opt for a banking alternative with lower fees and more benefits, such as online banks, neobanks, and even community banks.
In order to have a good credit score, you must have a credit history, but it’s nearly impossible to build any credit history before you’re 18 years old. That presents a conundrum for young consumers. Find out how to get around it and start building credit as soon as you turn 18.
Buying a home comes with many decisions, among them the loan term you want. Should you choose a shorter loan term with higher minimum monthly payments or a longer loan term with smaller payments? Learn the differences between a 15-year and a 30-year mortgage, and the pros and cons of either option.
