Certificates of deposit (CDs) are a very low-risk way to invest your money through banks, credit unions, brokers, or lenders. Before you decide where to allocate your money, learn the basics of what certificates of deposit are and how they compare with other types of savings and investment vehicles.
Both fans and foes of credit cards have already made up their minds, and nothing is likely to change them. But for those who are on the fence, it’s worth taking a closer look at the arguments on both sides — against credit card use, and in favor of it — to see just how well they hold water.
So many of us started ordering restaurant meals for delivery in the past couple of years. At least one major credit card issuer took notice and began offering free DoorDash DashPass as a benefit to its cardholders. Learn about the credit cards that include a free DoorDash DashPass offer.
Are you tired of working yourself to the bone just to live paycheck-to-paycheck in a boring American neighborhood? If you’re open to adventure, you can live a comfortable middle-class lifestyle on $2,000 per month in these safe, inexpensive, beautiful countries.
Investors and savers looking for ways to protect themselves from inflation often look to Treasury inflation-protected securities (TIPS). Although the returns are small, they’re among the safest investments around. Learn the pros and cons of investing in TIPS as a means of protection from inflation.
If your credit isn’t in great shape, a secured credit card is a tool you can use to help build your credit and boost your score. Using it responsibly can unlock financial opportunities that were previously out of reach. Learn about secured credit cards, how they work, and their pros and cons.
Interest rates on savings accounts are as stingy as ever, but you don’t have to settle for the bank’s going rate. Tellus, a financial tech company, taps the U.S. residential real estate market to pay you better yields on your deposits. Learn about the Tellus app and whether it’s right for you.
Want to invest in real estate without tenants calling you in the middle of the night? A mortgage REIT, or mREIT, could be right for you. Find out how this type of real estate investment trust works, how risky it really is, and whether it fits into your financial plan.
Is the U.S. in a recession? And if a recession hasn’t hit yet, how long before it does? That’s not a simple question to answer. Learn about the many different indicators economists use to determine when the economy is going into a downturn, and which are flashing right now.
Bored with your traditional savings account? Two other options could be a better fit. Learn the difference between money market accounts and certificates of deposit (CDs) and when each one makes sense for your savings goals.
Preparing your federal tax return is hard enough when you live in the U.S. But it gets tougher if you’re filing as an expat from another country. Follow these steps to slash your tax bill without losing your sanity.
Gerber Life Insurance is a natural fit for your life insurance short list, whether you need insurance for your child or yourself. But it’s not the only option out there, even for infants and children, so review its options and features carefully before buying.
