rone on about down payments? You don’t need to become an expert on mortgage loans. You just need to know the basics to get a sense of how much of a down payment you need to buy a house.
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Apples and oranges are both fruits, but that doesn’t make them identical. Ditto for saving and investing. Saving is more about principal protection, with returns as icing on the cake. Investing does come with the expectation of an inflation-beating return.
It’s like a bad magic trick: Some people have a knack for making every dollar they touch disappear. Before letting yourself get swept up in their dramatic arc, you need a plan for helping them financially without putting yourself in the poorhouse.
Moving to a new state to pay off your student loans might sound like a drastic move, but you get to experience a new place and maybe even a lower cost of living or better job opportunities. The only question left to ask yourself is which state to move to.
With the cost of college continually on the rise, few students can cover tuition and expenses without taking out student loans. According to the Urban Institute, 70% of those with a bachelor’s degree have student debt. And though only 15% of all students go on to graduate school, 40% of the country’s total yearly student
The world of investing is a scary place for students with less than $1,000 to their name. Most don’t know where to begin, and the idea of risking hard-earned money that took all summer to save can cause the sweats. If you’re a student or recent graduate who wants to start investing, but you’re low
Studies continue to show that getting a college degree is a smart financial move. For example, a 2019 College Board report found that for full-time workers, having a bachelor’s degree increased median earnings by 56% compared to having only a high school degree. And for adults ages 25 to 64, it cut the chances of
The Federal Reserve, commonly known as the Fed, is the central bank of the United States. It’s tasked with managing the nation’s economy, providing banking services to the US government, and determining monetary policy. Learn more about its history and how it works.
Adjustable-rate mortgages are great during the low-rate introductory period. But what happens when the fixed rate expires and starts adjusting? Often, that means higher monthly payments. Find out when it makes sense to refinance your ARM into a loan with a lower fixed rate.
It’s human nature to wish for a long, happy life. Sadly, that’s not in the cards for everyone. Term life insurance can be there financially for your family if you aren’t. To determine whether it’s right for you, learn how it works, who needs it, and when it’s just not worth the cost.
Like aging or weight gain, inflation tends to creep up on you so gradually you don’t even notice it, but over time, it has a huge impact. How can you protect your retirement savings from the slow decay of inflation? Here are time-tested strategies you can use to combat inflation’s effects.
Whole life insurance is a type of permanent life insurance contract that covers you until you die or reach 100 years of age, whichever comes first, and usually accumulates value for policyholders. Learn about whole life insurance, its key features, its pros and cons, and whether it’s right for you.
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