The simplified employee pension individual retirement account (SEP IRA) helps self-employed workers save for retirement and get similar tax benefits as employees with traditional retirement plans. Learn SEP IRA rules and eligibility, and the pros and cons of these accounts for small-business owners.
As you explore ways to lower your taxes as a real estate investor, add 1031 exchanges to your tax-shrinking toolkit. They can help you avoid capital gains taxes until you’re ready to sell off your portfolio. But first, learn how to use them effectively.
Steady is a free app that helps side hustlers find local and remote income opportunities. If you want to increase your monthly income and find flexible gig work that suits your skills, the Steady app is for you.
Most students need to take out loans to pay for college. But deciphering financial aid award letters can be confusing. So when you’re choosing which type of federal student loan to use for college, it pays to know whether subsidized or unsubsidized loans offer the most benefits.
Keogh plans are lesser-known retirement vehicles designed for the self-employed. Although they can be difficult to qualify for and administer, they offer incredibly high contribution limits for those looking to catch up on retirement savings. Learn about Keogh plans and their pros and cons.
Liberty Online is a solid tax filing option for tax situations of virtually any complexity. However, it does have a significant disadvantage that’s worth noting: no free filing option. But it’s still worth checking out if you don’t qualify for free tax filing with most tax prep providers, anyway.
One lesser-known measure of income is your modified adjusted gross income. It impacts your ability to qualify for certain tax incentives or things like health care subsidies. Fortunately, your MAGI isn’t all that hard to calculate once you know what it is and why you’re trying to figure it out.
Corporate bonds occupy a middle ground between low-interest, low-risk government bonds and stocks, which may offer higher returns but are much riskier overall. But corporate bonds are not perfect. Individual corporate bonds have significant drawbacks you should carefully consider before investing.
Homeowners with ample equity have a ready-made source of low-cost capital to finance significant expenses: their home’s equity. If you’re shopping for a home equity loan or line of credit in the hope of taking advantage of low interest rates, get the scoop on the lenders with the best rates.
Having less-than-perfect credit closes some financial doors, but second-chance bank accounts are specifically designed for people with credit issues or other blemishes in their banking histories. Which of these options are the best? Learn about the best bank accounts for people with bad credit.
a loan online has never been easier, but all online loan companies aren’t created equal. The best make it easy to secure funding and offer the best value to the widest range of would-be borrowers. Learn about the best online loan companies for your situation and borrowing needs.
Student loan debt can be a huge burden that can take decades to pay off. On the bright side, if you’re looking for a way to pay off your student loans faster, there’s an app for that. These are the best apps to help you pay down your student debt faster.
