Low-cost online tax prep provider 1040.com has a user-friendly interface and a single price point that’s appropriate for tax situations of any complexity. But with limited professional support, it pays to understand its plans, features, advantages, and drawbacks before using it.
Charles Schwab has a long history of providing quality brokerage services to investors and traders alike. It offers a broad range of account types and investment solutions. Is it right for you? Learn about Charles Schwab and whether it’s a good fit for your brokerage needs.
Even in the 21st century, thousands of locally based community banks provide the kind of personal service big banks can’t. As a customer, you may enjoy faster loan approval, better account terms, and other benefits. But community banks have drawbacks as well.
You want to do all you can for your children. But diverting money from your retirement to cover your kids’ college expenses can lead to financial disaster. Learn how to decide whether to save for retirement, your kids’ education, or both.
You have many retirement account options, with rules and contribution limits that change regularly. Congress has raised the contribution limits for some retirement accounts but not others. Learn the rules and this year’s contribution limits for whichever accounts you personally use.
Most Americans know how to pay off debt. You reduce expenses or increase income, then use the extra cash to make bigger payments toward your balances. Learn about three different ways to do this: debt avalanching, debt snowballing, and debt snowflaking.
City and local governments use municipal bonds to raise money for public projects. Investors who buy these bonds enjoy a low-risk investment that offers special tax treatment. Learn what municipal bonds are, how to buy them, how the gains are taxed, and the pros and cons of investing.
While you might need a loan to get your foot in the door of home ownership, that doesn’t mean you’re stuck with it for the next 30 years. Learn how to become debt-free by paying down your mortgage faster.
It’s great to get what you want today without paying for it until later. But that comes at a cost. The two most popular options for shoppers who want to spread the impact of their purchases out over time are credit cards and buy now, pay later services. Find out which works best for you.
For people struggling to manage and pay down debt, a debt consolidation loan offers a way out. While not a perfect solution for everyone, it can make things a lot easier for someone juggling multiple payments at high interest. Learn how debt consolidation works and whether it’s right for you.
If you have bad credit, you won’t qualify for the best rates and terms on a personal loan, but you’re not entirely out of options. Many personal loan providers cater to people with bad credit — and the deal is often better than you’d expect. Learn about the best personal loans for bad credit.
Vanguard and Charles Schwab are among the biggest investment companies in the world, both offering low-cost investments and high-quality brokerage accounts. Which is better for you depends on your needs and style of investing. Find out how these brokerages compare to one another.
