Low-risk investments are useful for protecting your capital and to help balance out higher-risk investments. There are several low-risk investments that offer higher returns than an ordinary savings account. Learn about the best low-risk investments for your money based on different needs.
It’s a new year, which is the perfect time to take stock of your personal finances and begin planning your money moves for the 12 months to come. Some of these maneuvers are “one and done,” while others should take place every year. Read on for a list of the top money moves to make this year.
It seems like you can’t do anything at a bank without paying a fee. Banks charge fees for overdrawing your account, for using other banks’ ATMs, for making too many transactions, or for making no transactions at all. Learn about these and other common bank fees and how to avoid them.
GO2bank bills itself as “the ultimate mobile bank account.” Backed by Green Dot Bank, this online bank offers opportunities to earn cash back, strong savings yields, and a host of value-added perks. Learn why GO2bank’s mobile bank account qualifies as one of the best checking accounts on the market.
It’s a weekday afternoon, and you’re dropping off your car at the mechanic again. Maybe it’s time to get a new vehicle. But new cars — even late-model used cars — are expensive. How do you know if now’s the right time?
One of the most significant costs of having a dog or cat is medical care. Veterinary bills can be expensive. But there are several ways to reduce the cost if you know how, from preventative care to getting better prices to assistance programs that help you with the bills.
The start of a new year is an excellent time to take stock of where we’ve been and where we’re going. As the full fiscal impacts of holiday excesses come into focus, it’s the ideal time to resolve, once and for all, to put our finances on a sounder footing in the months and years ahead.
Getting a mortgage can feel overwhelming. You have seemingly endless loan options, all of which read like a foreign language. If you’ve never taken out a mortgage before, or if you need a refresher, start with this overview of the types of mortgages to help you understand your loan options.
Exchange-traded funds (ETFs) are an easy way to gain instant diversification by owning a fund that pools investor’s assets to buy a variety of securities. What is an ETF, what types exist, and what are the pros and cons of these funds? Learn everything you need to know about ETFs here.
It costs a lot to raise a kid. If the hundreds of thousands you’ll spend over your child’s lifetime makes starting a family seem financially impossible, that doesn’t mean you have to opt out of parenthood. These money moves can prepare you for the financial responsibilities ahead.
Two of the most common financial mistakes are failing to save enough for retirement and failing to take full advantage of tax-sheltered accounts. Fortunately, one solution can help with both problems: the Roth IRA. Learn what a Roth IRA is and how you can invest in one.
Wouldn’t it be nice to get rid of your student loan debt sooner than later? Thankfully, tons of strategies can help you pay off student debt faster — and the faster you pay them off, the faster you can get on with the rest of your life.
