Real estate investors can reduce their taxes through myriad strategies and incentives. But when it comes time to sell, many property owners face sticker shock at their tax bill. These strategies can help you reduce — or better yet, eliminate — your taxes when you go to sell.
Cosigning on a loan is a common way people try to help a friend or family member with poor or no credit. But before casually agreeing to cosign a loan, consider the risks. Cosigning a loan is no small favor, and you may be surprised when you learn what’s at stake for you.
Once upon a time, only the rich could hire an investment advisor. Fortunately for the rest of us, times have changed. Robo-advisors offer affordable, accessible investment management for anyone with $20 in their pocket. But is it the right option for you?
When it comes to a retirement nest egg, $1 million isn’t what it used to be. So how far does a million dollars really take you in retirement — and what can you do to stretch your savings or retire with less? Read on to find out how far your money can go and how to set up a longer retirement.
There’s more to investing than just stocks and bonds. In fact, there are many investing vehicles, including some you might not have heard of. Just what are investment vehicles, and what are the most common types? Read on for more about the investment vehicles you’re likely to encounter.
When investing in the stock market, is it better to buy in all at once as soon as you can, wait for market dips, or buy in gradually? For long-term investors — especially casual, passive investors — dollar-cost averaging nearly always works out better than trying to time the market. Here’s why.
Peer-to-peer (P2P) lending has become a hot topic in the personal finance community, offering borrowers a way to access loans from peer lenders rather than traditional banks. Learn about peer-to-peer lending, how to qualify for a P2P loan, and the pros and cons of borrowing through a P2P platform.
A 403(b) retirement savings plan is a tax-advantaged way for public school and nonprofit employees to save for retirement. What is a 403(b) plan, how does it work compared to other retirement accounts, and should you participate if your employer offers one? Find out here.
Laddering your life insurance — carrying multiple policies with the same death benefit as a single longer-term policy — can save you money without sacrificing your beneficiaries’ security. But how does life insurance laddering work, and is it right for you?
Both Ally and Simple are fine financial solutions that appeal to broad audiences. They have some of the best free checking accounts on the market. But there’s enough daylight between them to warrant a detailed head-to-head comparison. Only you can decide which is the better choice for your financial needs.
It’s all too easy to feel alone and ashamed when you fall behind on your mortgage. But what options are available? Before making any rash decisions, take the time to explore all options on the table — because you have more support services available to you than you realize.
Wouldn’t it be great if you could wave a magic wand and raise your credit score? Unfortunately, there’s no quick route out of a credit hole. But the path to better credit isn’t uniformly treacherous. If you know where to look, you can find helping hands like Experian Boost when you need them most.
