You must understand the tax implications of your retirement accounts so you know how much money you’ll have available when you need it. When you retire and start withdrawing money from your IRA and 401(k), the taxes you owe can take a big chunk out of your total. Learn what to expect here.
A home produce garden can have many benefits for your health and wallet. It offers a chance to save money on groceries while enjoying homegrown flavor and freshness. But the cost, space, and time requirements of gardening turn off some people. Fortunately, each of these problems has a solution.
Breaking up with your bank is easier than ending a romantic relationship, but that’s not to say you should wing it. There are a number of steps you need to take before officially saying goodbye to your old bank. Learn how to close an old account with your former bank properly and open a new one.
Whole or permanent and term life insurance share a common purpose: to provide money for the surviving beneficiary upon the death of the policyholder. Use this guide to the types of life insurance to learn the differences between term and whole life insurance, and to find the right type of policy.
At the heart of the minimum wage debate is the question of what really amounts to a living wage. The question is how much America’s workers need to feed their families, pay their bills, and keep a roof over their heads. And as it turns out, that’s not at all a simple question to answer.
Each state can set its own tax rules that apply to its residents. If you’re thinking of relocating to a new state for a new job or a change of scenery, it’s worth it to consider the total tax burden in that state before you make a major move.
A 401(k) plan is one of the best ways to save for retirement. But it can be hard to decide precisely how to invest these retirement savings. We walk you through everything you need to know to invest your money in a way that fits your financial goals and priorities.
Budgeting can feel overwhelming, especially if you’ve never done it before. But it doesn’t have to. Follow these steps to create a budget that will help you accomplish your financial goals — and then stick to it.
Who says you have to work until you’re 65? The FIRE movement aims to upend the traditional retirement timeline and allow followers to reach financial freedom and retire early. Learn how FIRE works and find out if it’s right for you here.
Medical debt is one of the most common reasons to get a personal loan, but it’s not appropriate for every potential borrower. Read on to learn how medical loans work, if it’s the right option for you, and some alternatives.
Travel reward cards earn bonus miles on virtually every purchase. But they aren’t for everyone. Fortunately, there are plenty of alternatives. All earn rewards, none require credit accounts, and some demand no out-of-pocket spending at all — meaning there’s a way for everyone to earn travel rewards.
Today, the handiest way to improve your financial literacy is to listen to a personal finance podcast — the perfect medium for our busy modern world. No matter your financial goals, there’s a podcast out there that can help you. Here are some of the best personal finance podcasts out there today.
