We all know we should save more money, but most of us still struggle with it. So stop relying on discipline to save. Instead, try these ways to trick yourself into saving more money and begin growing your wealth without feeling like you have to sacrifice month in and month out.
Today’s technology makes it easier than ever to streamline and automate your finances. If you’re ready to spend less time keeping your money straight and more time doing what you love, start with these easy changes to go from busy bee to stress-free.
At first glance, credit cards’ payment flexibility seems like a great deal. Unlike installment debt, such as home loans or personal loans, credit cards don’t have fixed monthly payments. If you choose to carry a balance on your card, you can pay as much or as little as you like each statement cycle, provided you make at least the minimum balance due. Here’s what you need to know about how credit card issuers calculate minimum balances due, how to plan around variable minimum payments, and what you can do to better manage your credit card balances with an eye to increasing your monthly payment and getting out of debt faster.
Your financial literacy affects every single decision you make about money: how you earn it, spend it, save it, and invest it. Your chances of meeting pretty much any financial goal, from getting out of debt to buying a house, depend on how high your financial IQ is. Here’s how to boost yours.
Whether you’re just starting out in life or newly single and ready to mingle, it’s important to grow your retirement savings, tackle debt, and build the foundation for a comfortable financial future. And singles are often uniquely positioned to work toward those goals — as long as they have a plan.
Budgeting doesn’t sound exciting, but it doesn’t have to take much time, and it can help you save more money and reach your financial goals. Learn simple tips for creating a budgeting spreadsheet and download a free budget template to get you started here.
Not all student loans are created equal. Taking out the right kinds of loans is a key part of being able to manage your student debt after graduation. Here’s what you need to know to weigh your options between federal and private student loans.
Suddenly losing your job is a major stressor and leaves many with no idea what to do next or where to start on the road to career recovery. If you’ve found yourself in this position, rest assured, you’re not alone. Here are the steps you should take to ease the stress associated with unemployment.
Even uber-frugal consumers have heard of Black Friday, the United States’ quintessential shopping holiday. The end-of-year holiday shopping season’s official kickoff day also happens to be one of the best days of the year to snag deals on coveted current-year electronics, appliances, and apparel. Our regularly updated Black Friday shopping guide outlines can’t-miss deals from
Major purchases require major savings. And let’s be honest: Not everyone is a natural at budgeting and saving money. Fortunately, anyone can learn to budget and save money better, and anyone can reach their savings goal with these tips.
You can break most investing strategies down into two categories: active investing and passive investing. Both strategies can work, and each has pros and cons. Read on to learn more about active and passive investing, and decide which approach is right for you.
Debts can be either secured or unsecured depending on whether the borrower puts up collateral for the loan. This makes a big difference when you prioritize which loans to pay off first. Which kinds of debt do you have, and does it matter in what order to pay them off? Learn more here.
